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Buying Real Estate

Buying Real Estate


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Team Will Help You Turn Your Dreams Into Reality

Purchasing real estate is the most important financial decision you will likely make. When you’re ready to make this critical decision, we are here to help you every step of the way, from finding the perfect location to negotiating the best deal to making sure you always understand what your choices are so you can make an educated decision.

It may sound too good to be true, but a Buyer’s Agent works for you as your personal advocate, at no cost to you. The Seller typically pays a cooperating broker commission to the Buyer’s Agent from the proceeds of the sale. (Exceptions include homes not listed in MLS.)

“Why should I use Team, a full-service Real Estate Company, to
help me buy a home?”

Our knowledge of our local market, zoning laws, flood zones, shoreline erosion patterns, combined with our experience of having gone through hundreds of real estate transactions, put us in a unique position to provide you with the tools you need to make good decisions and accomplish your goals, whether you are a first-time buyer or a seasoned investor.

Your Team Real Estate Buyer’s Agent will:

  • Recommend reliable mortgage broker(s) who will pre-qualify you.
  • Educate you on the current state of the market and your choices.
  • Notify you automatically about new listings and price changes.
  • Schedule appointments and show properties for sale.
  • Prepare and explain offers and other legal paperwork.
  • Negotiate sales price, repairs and other issues.
  • Coordinate inspections.
  • Keep you on track and on schedule.
  • Provide you tips and advice for a smooth closing.

Buying a home is investing in real estate; it needs to be done with
care and good advice.

  • How much can you afford? There are several factors to take into consideration, such as your income, down payment, debt, etc.   Generally you can afford a home equal in value to between 3 and 5 times your gross annual income.
  • Where do you want to live? Oahu is a very diverse island and each neighborhood has special features. Consider what’s important to you: schools, outdoor activities, shopping, etc. Then narrow down your search to three or four areas.
  • What features in a home are a necessity, desirable or simply would be nice to have? Do you and your partner agree on these priorities? Can you live with “less than perfect”?
  • Do you have enough money saved for a down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment.  There are a few programs that allow you to buy a house with less than 20%.
  • Do you have a copy of your credit report; is it accurate? Correct any errors immediately.
  • Are you qualified for a loan and if so, for how much? Calculate your mortgage here.
  • Are you pre-approved? If not, organize all the documentation a lender will need, such as W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

Do you really want to be a homeowner and stop paying rent?
If so, let’s work together to find you a home.


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You can learn more about us at:
About Us, Our Team, Why Team and Contact Us pages on our site.

66-250 Kamehameha Hwy, Suite D-103 - Haleiwa, Hawaii 96712
Phone: 1-808-637-3507 Fax: 1-808-637-8881 Toll Free: 1-800-982-8602 Email: Team@hawaii.rr.com

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